May 8, 2026
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Australian lenders all have an ‘edge of cliff’ mortgage interest rate. Here’s how to push them to it and get a better deal

Australian Lenders All Have an ‘Edge of Cliff’ Mortgage Interest Rate. Here’s How to Push Them to It and Get a Better Deal

A few years ago, the Australian mortgage market was a borrower’s paradise. Banks aggressively competed for market share, offering enticing deals and making the process of securing significant savings relatively straightforward. Fast forward to today, and the landscape has dramatically shifted. Interest rates have soared, cost of living pressures are acute, and the era of

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